United States
Hong KongThe syllabus, taught
Every examinable topic written out in the order it is examined, with each rule cited to the provision it comes from. Not a summary of a textbook - the syllabus itself, covered end to end.
Certified Financial Planner Board of Standards, Inc. (CFP Board)
CFP Exam - full exam prep
1,700questions in the bank
5timed mock exams
8 of 8syllabus topics covered
The financial-planner credential. A real career gate - people spend a year or more on the coursework before they are allowed to sit.
No account needed for the diagnostic. Four minutes.
Written for this exam
All 1,700 questions and all 8 topics were written against the CFP Exam syllabus. Nothing here is a general bank with this exam's name on it.
Every answer names its source
Each explanation cites the provision it rests on, so you can go and read the rule rather than take our word for it.
Weighted like the real paper
The number of questions per topic follows Certified Financial Planner Board of Standards, Inc. (CFP Board)'s own published blueprint, not our guess at it.
What the published results say
| Testing window | Pass rate |
|---|---|
| July 2026 2,388 passed of 3,621 registered | 66% |
| March 2026 | 67% |
| November 2025 | 64% |
| March 2025 | 65% |
Source: CFP Board, Exam Statistics, checked 2026-09-01.
- Questions
- 170 multiple choice
- Time
- 360 minutes
- Scoring
- Pass or fail. CFP Board publishes no pass mark and no scaled-score threshold. The 64–67% figure often quoted is the pass RATE - the share of candidates who pass - which is a different thing.
- Format
- Multiple choice, computer-based, closed book. Two three-hour sessions of 85 questions, with stand-alone questions, short scenarios and case studies
- Languages
- English
- Fee
- USD 925
- Sittings
- Three testing windows a year - March, July and November
- Results
- Pass or fail, by secure email within four weeks of the window closing
- Register
- Registration link Register on the CFP Board website.
What you get
USD 349 for 12 months. Six parts, and every one of them built against this syllabus rather than adapted from another exam.
Questions to drill
Filtered to the topic you are reading, so practice reinforces the lesson instead of testing something you have not reached yet.
Full mock papers
170 questions each, 360 minutes, scored the way the exam scores it. Their 850 questions never appear in practice, so a mock score measures you rather than your memory of practising.
Worked review notes
Every question explains itself: why the right answer is right, why each wrong answer tempts people, and the source that settles it. Three are shown in full in the mock-paper previews below.
Soft copies to print
The study guide and every mock paper as a PDF, typeset for paper, so you can sit a mock with a pen the way you will sit the real one.
A plan built round your date
Tell us when you sit and the study plan, the readiness score, the weak-topic ordering and every reminder are worked back from it.
Soft copies, yours to print
6 PDFs, typeset for paper rather than exported from a screen. Open any of them to read the opening pages before you buy.
Every topic, and how heavily it is examined All 8 covered, with each topic's share of the 170 questions on the real paper
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1
31 q
Retirement Savings and Income Planning
Retirement needs analysis · Social Security and Medicare · Qualified plans - types and rules · IRAs, SEP and SIMPLE · Distribution rules, RMDs and the early-distribution penalty · Plan selection for a business owner · Retirement income strategies and sequence risk
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2
29 q
Investment Planning
Risk, return and the risk measures · Time value of money applications · Asset classes and vehicles · Portfolio theory and diversification · Asset allocation and rebalancing · Investment strategies and styles · Performance measurement and attribution · Taxation of investment vehicles
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3
25 q
General Principles of Financial Planning
The financial planning process · Financial statements and cash flow · Budgeting and emergency fund · Debt management · Financing strategies · Economic concepts · Time value of money · Education planning and funding
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4
24 q
Tax Planning
Fundamental tax law and the calculation of income tax · Characteristics and income taxation of business entities · Basis and the step-up at death · Capital gains and losses · Tax reduction and management techniques · Alternative minimum tax · Tax consequences of property transactions · Charitable contributions and deductions
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5
19 q
Risk Management and Insurance Planning
Principles of risk and insurance · Analysis and evaluation of risk exposures · Health, disability and long-term care insurance · Life insurance - types, uses and taxation · Property and casualty insurance · Annuities · Insurance needs analysis · Business uses of insurance
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6
17 q
Estate Planning
Property titling and beneficiary designations · Wills, probate and intestacy · Trusts - types and uses · Gift and estate tax · Marital and charitable deductions · Incapacity planning · Business succession · Estate planning for non-traditional relationships
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7
13 q
Professional Conduct and Regulation
CFP Board Code of Ethics and Standards of Conduct · The fiduciary duty and when it applies · CFP Board's disciplinary process · Financial services regulation and licensing · Investment Advisers Act and adviser registration · Consumer protection and privacy
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8
12 q
Psychology of Financial Planning
Client and planner attitudes, values and biases · Behavioural finance and cognitive biases · Sources of money conflict · Principles of counselling and communication · Crisis events with severe consequences · Client money scripts and resistance to change
Try it before you decide
1
Ten-question diagnostic
Free, no account. Score and per-topic breakdown at the end.
Start the diagnostic
2
One full mock, free
170 questions, 360 minutes, scored the way the exam scores it.
Sit a free mock
3
Then the explanations
Paid. Which ones you missed, why, and the source that settles it.
Get the courseBefore you buy
Is this everything I need, or do I still need the official material?
The whole examinable syllabus is taught here across 8 topics, and every one of the 1,700 questions is written against it. We are independent of Certified Financial Planner Board of Standards, Inc. (CFP Board) and this is not their publication - if they require you to hold an official study guide, hold it. What this replaces is the second and third thing you would otherwise buy: a question bank, and something to explain the answers.
Where do the answers come from?
Every explanation names the provision it rests on and quotes it where quoting is allowed, so you can go and read the rule. Where we have not been able to put the underlying text in front of you, the page says so rather than implying a source it does not have.
How long will I need?
Our estimate for this paper is about 240 hours - 2 hours a day for 17 weeks. That is our figure and not Certified Financial Planner Board of Standards, Inc. (CFP Board)'s. Tell us your exam date when you start and the plan, the reminders and the readiness score are all worked back from it.
Can I see it before I pay?
Yes, and without an account: a 10-question diagnostic that scores you by topic, one full 170-question mock paper, and the opening pages of every PDF. What you pay for is the explanations, the lessons and the other 4 papers.
What happens if I fail?
Your access runs 12 months, which covers a resit; Certified Financial Planner Board of Standards, Inc. (CFP Board) charges USD 925 for one. The final-review screen orders what you got wrong by what each mistake costs on the paper, which is where a second attempt should start.
Can I get a refund?
Full refund within 7 days if no more than 20% of paid lessons and practice are used, no paid study guide is downloaded, and no more than one paid mock is started.
CFP Exam · USD 349 for 12 months
The diagnostic is free and needs no account.