Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

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How Many Questions Are on the Texas Personal Lines Exam?Pearson VUE’s current Texas outline lists 75 scored general-knowledge questions plus 5 unscored pretest questions, and 25 scored Texas-specific questi…
NFIP Flood Insurance for RentersAn NFIP renter policy generally insures the tenant’s eligible personal property, not the landlord’s building. Residential contents coverage is general…
NFIP Replacement Cost vs. Actual Cash ValueNFIP settlement may use replacement cost for an eligible single-family primary residence if the insured lives there at least 80% of the year and carri…
Texas Personal Lines Exam Time Limit and PacingThe Texas Personal Lines Property and Casualty exam allows 120 minutes, according to Pearson VUE’s candidate handbook. The current English outline has…
Excess Flood Insurance Above NFIP LimitsExcess flood insurance is a separate contract designed to provide additional flood limits after an underlying policy, often an NFIP policy, has paid o…
What Score Do You Need to Pass the Texas Personal Lines Exam?You need a reported scaled score of 70 to pass the Texas Personal Lines Property and Casualty exam. Pearson VUE says the scaled score is not the numbe…
Texas Personal Lines Exam Pass Rates: What Published Results ShowPearson VUE’s August 2026 report shows a 52% overall pass rate for the English Texas Personal Lines exam: 255 passed among 486 graded attempts. First-…
Texas Personal Lines Exam Cost and License FeesPearson VUE’s Texas candidate handbook lists the English Personal Lines exam at $39. TDI currently lists a $50 individual license application fee. The…
Where to Take the Texas Personal Lines ExamThe Texas Personal Lines licensing exam is scheduled through Pearson VUE and taken at a Pearson VUE test center. Use Pearson’s Texas insurance page an…
Can You Take the Texas Personal Lines Exam Online?You can book the Texas Personal Lines licensing exam online, but Pearson’s Texas insurance candidate materials direct candidates to take the licensing…