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Clear lessons follow the published blueprint and keep the source beside the rule.
Texas Department of Insurance
Texas Personal Lines P&C - full exam prep
1,100questions in the bank
5timed mock exams
14 of 14syllabus topics covered
Prepare for the English Texas Personal Lines Property and Casualty examination.
Free account needed. Sign in to open the first topic.
Built around the published syllabus
Every lesson and question maps to the Texas Personal Lines P&C syllabus, so your study time follows the topics the examiner says can be tested.
Every answer names its source
Each explanation cites the provision it rests on, so you can go and read the rule rather than take our word for it.
Start with a real lesson
Read the first five subtopics from the course without creating an account. The sample uses the same lessons, sources and checks as the full course.
Exam format
The practical details to plan your sitting and timed practice.
- Questions
- 110 total · 100 scored i10 questions are unscored pretest items.
- Time
- 2 hours
- Scoring
- Scaled passing score iPearson VUE reports a passing scaled score of 70 on its 0–100 scale. This is not a published raw percentage, and practice results cannot predict the official scaled score.
- Format
- Multiple choice · Closed book · Computer-based iMultiple choice, computer-based, closed book
- Languages
- English
The study flow
See what studying with Sitonce looks like
Learn the syllabus, practise each topic, sit a realistic paper and turn every mistake into the next thing to study.
Practice with explanations
Topic questions show why the answer works and why the alternatives fail.
Rehearse the real paper
Full timed papers use a separate question pool and the published format.
Turn mistakes into a plan
Weak topics, flagged questions and worked answers become a focused review list.
What you get
USD 99 for 12 months. Everything needed to learn, practise, simulate the paper and review weak areas.
The syllabus, taught
Every examinable topic, with sources beside the rules that matter.
Questions to drill
Topic practice that follows each lesson and exposes weak areas.
Full mock papers
110 questions in 120 minutes, using a separate question pool.
Worked review notes
The answer, the reasoning, why the alternatives fail, and the source.
Printable documents
The study guide and every mock paper, ready for paper.
A plan built round your date
Your study order and readiness update around the date you plan to sit.
Printable study kit
Keep the full course on paper
6 documents built for printing, annotation and timed practice away from the screen.
Every topic, and how heavily it is examined All 14 covered, with each topic's share of the 110 questions on the real paper
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1
10 q
G-I. Property policies
Homeowners · Dwelling policies · Inland marine · National Flood Insurance Program · Others
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2
13 q
G-II. Casualty policies
Automobile: personal auto · Umbrella/Excess liability
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3
28 q
G-III. Terms and related concepts
Insurance · Insurable interest · Risk · Hazard · Peril · Loss · Loss Valuation · Proximate cause · Deductible · Indemnity · Limits of liability · Coinsurance/Insurance to value · Occurrence · Cancellation · Nonrenewal · Vacancy and unoccupancy · Liability · Negligence · Binder · Endorsements · Blanket vs. Specific · Burglary, Robbery, Theft, and Mysterious Disappearance · Warranties · Representations · Concealment · Deposit Premium/Audit · Certificate of Insurance · Damages · Compliance with Provisions of Fair Credit Reporting Act
-
4
24 q
G-IV. Policy provisions and contract law
Declarations · Insuring agreement · Conditions · Exclusions · Definition of the insured · Duties of the insured after a loss · Obligations of the insurance company · Mortgagee rights · Proof of loss · Notice of claim · Appraisal · Other Insurance Provision · Subrogation · Elements of a contract · Sources of underwriting information · Fair Credit Reporting Act · Privacy Protection (Gramm Leach Bliley) · Policy Application · Terrorism Risk Insurance Act (TRIA) · Cancellation and nonrenewal provisions · Supplementary payments · Loss settlement provisions including consent to settle a loss · Territory
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5
15 q
TX-I. Texas common statutes and rules
Commissioner of Insurance · Insurance definitions · Licensing requirements · Marketing practices · Agent duties/responsibilities
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6
10 q
TX-II. Texas personal-lines statutes and rules
Property and casualty definitions · Approval of Rates and Forms · Homeowner's Insurance · Automobile insurance · Texas Property and Casualty Insurance Guaranty Association
Try it before you decide
1
Try the first topic
Read up to five subtopics from the real course and answer the questions that follow them. Free account required.
Open the free lesson
2
One full mock, free
110 questions, 120 minutes, scored the way the exam scores it.
Sit a free mock
3
Continue through the whole exam
Unlock every lesson, practice question, worked explanation, mock paper and printable document.
Before you buy
Is this everything I need, or do I still need the official material?
Yes. The course is designed to take you from the published syllabus through lessons, practice, worked explanations, timed mock papers and final review without needing another study product. It covers all 14 topics and includes 1,100 questions. Sitonce is independent of the bodies that administer and accredit this exam, so you should still use their official websites for registration rules, appointment details and official updates.
Where do the answers come from?
Every explanation names the provision it rests on and quotes it where quoting is allowed, so you can go and read the rule. Where we have not been able to put the underlying text in front of you, the page says so rather than implying a source it does not have.
How long will I need?
Our estimate for this paper is about 60 hours - 2 hours a day for 4 weeks. That is our estimate, not an official figure. Tell us your exam date when you start and the plan, the reminders and the readiness score are all worked back from it.
Can I see it before I pay?
Yes. With a free account, you can read five subtopics from the first lesson, preview the study guide and try one complete 110-question mock paper. The full course adds every lesson, the complete practice bank, worked explanations, 4 more mock papers and the printable study kit.
What happens if I fail?
Your access runs 12 months, which covers a resit. The final-review screen orders what you got wrong by what each mistake costs on the paper, which is where a second attempt should start.
Can I get a refund?
Full refund within 7 days if no more than 20% of paid lessons and practice are used, no paid study guide is downloaded, and no more than one paid mock is started.
Texas Personal Lines P&C · USD 99 for 12 months
The first lesson is free with an account.