Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

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Mudflow vs. Landslide Under Flood InsuranceThe NFIP treats mudflow as a flood peril when a river of liquid, flowing mud moves over normally dry land and the general flood definition is met. A l…
What Happens When a Texas Personal Lines License Expires?When a Texas personal lines property and casualty license expires, the next step depends on how long it has been expired and whether continuing educat…
How to Update the Name or Address on a Texas Personal Lines LicenseTexas individual insurance agents must report a legal name or address change to TDI using the applicable process. TDI’s FIN533 form says to submit an …
NFIP Coverage for a Detached GarageUnder the NFIP Dwelling Form, one qualifying detached garage at the described location may receive limited building coverage of up to 10% of the dwell…
Increased Cost of Compliance in NFIP Flood InsuranceNFIP Increased Cost of Compliance (ICC) coverage can help pay up to $30,000 toward required measures to bring a flood-damaged insured building into co…
Texas Personal Lines Agent RecordkeepingTexas insurance agents must maintain insurance records separately from records of any other business in which they engage, including customer complain…
NFIP Loss Avoidance Coverage Before a FloodAn NFIP policy may reimburse up to $1,000 for reasonable expenses to protect insured property from an imminent flood and a separate amount up to $1,00…
Texas Personal Lines Agent Commission SharingTexas law generally restricts paying or receiving insurance-agent commissions for agent services to properly licensed people, and it limits certain fe…
How to File an NFIP Flood Proof of LossAn NFIP proof of loss is the policyholder’s signed and sworn statement of the amount claimed, supported by evidence of covered flood damage and its va…
Texas Personal Lines Agent Career PathsA Texas Personal Lines Property and Casualty license can support work advising and selling insurance for individuals and families, including personal …