Personal Lines exam topics

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• HO-2 Homeowners Policy: Broad-Form CoverageAn HO-2 is commonly called the broad homeowners form. In TDI’s description of the ISO HO 00 02 form, the dwelling and other structures are insured for…
• Personal Auto Policy: Coverage Parts and Insured AutosA personal auto policy separates protection into coverage parts, each with its own grant, insureds, limits, exclusions, and conditions. A standard for…
• Auto Collision CoverageCollision coverage generally pays for direct and accidental loss to a covered auto caused by its upset or impact with another vehicle or object, regar…
• HO-3 Homeowners Policy: Coverage StructureAn HO-3 is commonly called the Special Form. TDI’s description of the classic ISO form says its dwelling and other-structures sections cover direct ph…
• HO-4 Renters Policy: Property and Liability CoverageAn HO-4 is the classic renters or Contents Broad Form. It is designed around a tenant’s personal property and liability exposures, with loss-of-use pr…
• Other-Than-Collision Auto CoverageOther-than-collision auto coverage, often called comprehensive, generally pays for covered damage to or loss of an insured vehicle from causes other t…
• HO-5 Homeowners Policy: Open-Perils StructureHO-5 is commonly called the Comprehensive Form. In TDI’s description of the classic ISO HO 00 05, it resembles HO-3 except that personal property also…
• Uninsured Motorist Coverage in TexasTexas uninsured motorist (UM) coverage can protect insured people who are legally entitled to recover bodily-injury or property-damage losses from an …
• HO-6 Condo Policy: Unit Owner CoverageAn HO-6 is the classic condominium or cooperative unit-owner form. It can cover a unit owner’s personal property, liability, loss of use, and certain …
• Underinsured Motorist Coverage in TexasTexas underinsured motorist (UIM) coverage can pay covered bodily-injury or property-damage damages an insured is legally entitled to recover when the…