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The exam, start to finish

Exam day: 150 minutes, 145 questions, one result

Compiled by the Sitonce editorial team from the Texas Insurance Code, the Texas Department of Insurance's own licensing pages and FY2025 examination report, and Pearson VUE's published content outlines and candidate handbookUpdated 5 min readFacts verified 6 September 2026
The short answer

You sit 145 questions in 150 minutes at a Pearson VUE test center, in one uninterrupted session with no break between the general and Texas portions. The result is a scaled score, produced at the center. Everything about the room itself is Pearson's policy, published on its own site.

Nobody at this site has sat this examination, so what follows is not a war story. It is what the published documents say happens, plus the arithmetic that tells you how the 150 minutes will feel.

The session, in numbers

Questions on screen
145
Questions that count
130
Time
150 minutes
Per question
1.15 minutes, which is our arithmetic
Portions
General and Texas, in one session
Breaks between portions
None; it is one examination
Question type
Multiple choice throughout
Result
A scaled score at the test center

One minute and nine seconds a question, sustained for two and a half hours. That is the shape of the day, and the clock is the part candidates consistently underestimate, because a question you half-know eats four times its share of the time before you give up on it.

There is no visible seam between the two portions

The content outline publishes the general portion and the Texas portion separately, which leads people to expect two sections with a divider. Pearson reports one scaled score for all 130 scored questions, and the examination is administered as a single sitting.

So do not budget your clock as though you get one allowance for the general half and a fresh one for Texas. Budget it as a single run of 145 items, and expect statute questions and policy-provision questions to sit next to each other.

Pacing, and the arithmetic behind it

Where you are in the clockWhere you should be in the paper
A quarter of the 150 minutes goneAbout a quarter of the 145 questions answered
Half the clock goneAbout half the questions answered
Three quarters goneAbout three quarters answered
150 minutesAll 145 answered, none left blank

That looks trivially obvious written down, and it is exactly the check candidates fail to make. Nothing on the screen tells you whether you are on pace. The only job of the table is to turn a vague sense of falling behind into something you can verify in five seconds, twice.

The single most useful habit is a hard rule about when to move on. Answer it and go. If a question is still unresolved at roughly double your average pace it is not going to resolve, and nothing is deducted for a wrong answer, so the worst outcome of a guess is exactly the outcome of a blank while the best outcome is a mark you would otherwise have thrown away.

Fifteen of the questions do not count

Fifteen pretest items are mixed into the 145 and they do not affect your score. You are not told which. A question that seems oddly worded, oddly specific, or unlike anything in the outline might be one of them, and it might just be a question you are not ready for.

Treat every question as scored, because you cannot tell and because the alternative is spending clock on detection instead of answering. There is more on this in pretest questions on the Texas exam.

What we will not tell you about the room

Arrival time, identification, lockers, whether you get scratch paper, what the check-in looks like, and the rules on leaving the room mid-exam. All of that is Pearson's policy, published on Pearson's own site, and it varies by center and changes over time.

We hold the candidate handbook, not the live center pages, and copying a list of test-center rules out of a competitor's blog post would give you a rule with no source under it. This is the one area of the process where being wrong ends your day at the door, so read the current version from the administrator.

Read Pearson's rules in the week you sit

Identification and admission policies change more often than anything else about an examination and they are the rules with the harshest failure mode. Check them at booking and again a few days before, on Pearson's own page.

The result arrives before you get home

The examination is scored at the test center and the result is a scaled score rather than a percentage. There is no waiting period and no percentage to compare against a published cut, because TDI does not publish one.

That surprises people more than it should. You will not walk out knowing what share of the questions you got right. You walk out with a scaled number and a pass or fail, and what a scaled score actually means explains why it is built that way.

The most useful thing to do the night before

Not more revision. Confirm the center address, the appointment time and the identification requirement, in that order, from the source rather than from memory.

A candidate turned away at the counter has lost USD 49 and a study plan, and they lose it for an administrative reason that had nothing to do with whether they knew the difference between a conditional receipt and a binding one. Of all the ways to fail this exam, that is the only one that is completely preventable in ten minutes.

Common questions

What happens on the day of the Texas insurance exam?

You attend a Pearson VUE test center in person and sit 145 multiple-choice questions in 150 minutes, general and Texas material together in one session. The examination is scored at the center and you receive a scaled result.

Is there a break between the general and Texas portions?

No. The two portions are published separately in the content outline but administered as one examination with one scaled score, so there is no divider and no separate timing for each half.

How fast do you have to work?

About 1.15 minutes a question, which is our division of the published 150 minutes by the 145 questions administered. Pearson publishes no pacing target, so treat that figure as a planning number rather than a rule.

Do you find out whether you passed on the day?

Yes. The exam is scored at the test center and the result is reported as a scaled score. TDI publishes no percentage pass mark, so the report will not tell you what share of questions you answered correctly.

What are the test center rules?

Pearson sets and publishes them, and they vary by center and change over time. We hold the candidate handbook rather than the live center pages, so read the current identification and admission requirements on Pearson's own site before you go.