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Practice and exam technique

Pacing 130 questions in 150 minutes

Compiled by the Sitonce editorial team from the Texas Insurance Code, the Texas Department of Insurance's own licensing pages and FY2025 examination report, and Pearson VUE's published content outlines and candidate handbookUpdated 6 min readFacts verified 6 September 2026
The short answer

150 minutes for 130 scored questions is 1.15 minutes each, and that division is ours. The working rule is simpler: answer one question a minute. You actually face 145 items, so a minute apiece finishes the paper with a few minutes spare and banks time for the questions that deserve it.

Pearson publishes two numbers and stops. One hundred and thirty scored questions. One hundred and fifty minutes. The third number, the one you actually sit to, is not printed anywhere, so we divided.

Scored questions
130
Administered questions
145, including 15 unscored pretest
Time
150 minutes
Per scored question (ours)
1.15 minutes
Per administered question (ours)
A shade over a minute
Working rule
One question a minute

The clock is tighter than the published figure suggests

1.15 minutes a question comes from dividing 150 by 130. It is the figure we use across this site and it is honest about where it came from. It is also slightly generous, because 130 is the scored count and not the count you sit.

The real paper administers 145 questions. Fifteen of them are pretest items that do not count toward your result, and you are not told which. They still take your time. Divide 150 minutes by 145 items and you get a shade over a minute apiece, which is the number your hands will actually feel.

Budget the published 1.15 minutes for each of the 145 items and you have planned a paper about a quarter of an hour longer than the one in front of you. That gap is where people lose the end of the exam.

One question a minute

Round it down and use a minute. A minute is a pace you can hold in your head without doing arithmetic under pressure, and it leaves a small buffer against the true average rather than eating into it.

ElapsedYou should be past
30 minutesQuestion 30
60 minutesQuestion 60
100 minutesQuestion 100
145 minutesQuestion 145, the last one

A minute apiece puts the last of the 145 items behind you at minute 145, with five minutes left to fill in anything you left blank. That is the whole buffer and it is not large. The true average pace finishes exactly on the buzzer, which is not a plan.

What makes the rule usable is that you never have to calculate anything. Question number against minute number. If the question number is the bigger one, you are fine.

This arithmetic is ours

Pearson publishes the question counts and the time limit. It does not publish a per-question figure, a pacing rule or a checkpoint table. Everything above is division we did on the two published numbers, and the buffers assume you sit all 145 items in order.

The two halves should not run at the same speed

This is the part most pacing advice misses. The paper is 100 general questions and 30 on Texas statute, sat together, and they demand completely different work.

A Texas statute question is usually recall. You either know that the Commissioner has that power, or that the notice runs for that many days, or you do not, and staring at the screen will not produce it. Those should run well under a minute.

A general question is usually a comparison. Two of the four options are near-synonyms of each other and you have to pick which one the facts engage. That takes longer than recall and it is where your reserve should go.

So the honest pacing target is asymmetric: run the 30 Texas items fast to fund the 100 general ones. The arithmetic behind that trade is worth working through once before you sit anything timed.

What to do when you fall behind

You will, somewhere around question 40, on a question about coordination of benefits that you have read three times. Falling behind is normal. Staying behind is what fails people.

  1. Give any single question a hard ceiling of two minutes. Two minutes is already double the budget and the marginal value of minute three is close to nothing
  2. At the ceiling, eliminate what you can, pick the survivor, and move. A considered guess after elimination is worth far more than a perfect answer you never reach
  3. Do not try to make the time back in the next five questions. Rushing easy items to pay for a hard one is how a single lost question becomes six
  4. Check the clock at question 30 and question 100, and nowhere else. Constant clock-watching costs real seconds and raises your heart rate for nothing

Our opinion, stated plainly: most candidates who run out of time on this paper did not read slowly, they re-read. The second and third pass over a stem you already understood is the largest recoverable waste on the exam, and it comes from anxiety rather than difficulty.

How to train the pace

Practicing untimed is fine early and useless late. The habit you need is the one where you notice, at question 30, that the clock says thirty-four and you calmly speed up. That habit only forms against a clock.

  • Do at least two full-length forms end to end, 150 minutes, no pauses
  • Between them, run short sets of 30 questions on a 30-minute timer to feel the minute
  • Record where you were at the halfway mark, not just the final score
  • If you finish a full form with more than fifteen minutes spare, you are probably guessing rather than fast

One concession. Nobody here has sat this exam at a Pearson VUE center, so we will not describe the review screen, the flagging behavior or how the timer is displayed. The candidate handbook is the place to check that, and it is worth reading before the morning.

Common questions

How long is the Texas life and health insurance exam?

150 minutes for 130 scored questions, sat in one session at a Pearson VUE test center. A further 15 unscored pretest questions are administered inside the same time limit, so 145 items appear on screen in total.

How much time do you get per question?

1.15 minutes against the scored count of 130, which is our division of Pearson's two published figures. Measured against the 145 questions actually administered it is a shade over a minute, which is the number worth training to.

Is 150 minutes enough for the Texas insurance exam?

For most candidates, yes, but only if the Texas statute questions are answered at recall speed. Those 30 items should run well under a minute each, which funds the longer comparisons in the 100 general questions.

Should I answer questions in order?

Yes, on the first pass. Skipping around costs reading time twice and makes your position against the clock impossible to judge. Give any single question a two-minute ceiling, take the best surviving option, and keep moving.

What if I run out of time?

An unanswered question cannot be scored as correct, so the last minute is for filling in anything blank rather than perfecting a hard item. Watch the clock at question 30 and question 100 and adjust once, rather than checking constantly.