Choosing materials

What the pre-licensing schools sell, what it costs, and what you actually need.

Texas insurance exam prep, and the four prices we actually checkedFour products were priced on 6 September 2026: Elite Training Academy at $49.99, America's Professor and JustInsurance at $199, and Kaplan EssentialPl…
Pre-licensing courses, and the word that does two jobs in TexasIn Texas the phrase means two different things. An all-lines adjuster is exempted from an exam by a 40-hour TDI-approved course sold for $150 to $400.…
Question banks, and why the size of one tells you almost nothingJudge a bank on four things: whether it separates the 100 general questions from the 30 Texas ones, whether it builds full forms of 130 against the cl…
Free versus paid, and the one half of this exam where free is genuinely goodFour official sources cost nothing: the content outline, the candidate handbook, TDI's licensing page and the entire Texas Insurance Code. Together th…
Do you need a pre-licensing course in Texas? No, and here is TDI's own listNo. Texas requires no pre-licensing education for a General Lines life, accident and health agent license. TDI's own page lists three steps: take the …
The cheapest way to pass, and why cheapest and least are different questionsThe floor is $49 for the exam and $50 for the application, plus fingerprinting, with every study source free. That is achievable because the content o…
The total cost of getting licensed in Texas, with the working shownTwo fees are unavoidable: $49 for the examination and $50 for the license application, which is $99 by addition. Fingerprinting is required and carrie…
Life and health or property and casualty, and what TDI's numbers say about the choiceBy pass rate they are a wash: 57.7% for General Lines life, accident and health against 58.3% for General Lines property and casualty in FY2025. The r…
Texas against other states, and the limits of what we can tell youTexas is a light-touch state: no pre-licensing education, a $49 exam, and 100 of its 130 scored questions are general insurance rather than Texas law.…
If your carrier is paying, take the course. Then read thisIf your carrier pays for a course, take it and buy nothing else first. Free beats $149 and we will not argue otherwise. What a carrier course often wi…
What a good practice question looks like, with two worked examplesA good question tests one thing from the content outline, has three distractors that are each wrong for a nameable reason, and comes with an explanati…
Study manuals or question banks, and the order to use them inA manual is for material you have never met, which on this exam is most of the 100 general questions if you are new to insurance. A bank is for recall…
Monthly or once, and the reason this exam makes subscriptions riskyWe recorded prices on 6 September 2026, not billing terms, so we cannot tell you which of the four products renew. The exam-specific risk is that Texa…
What we cover, what we don't, and where the incumbents beat us$149 buys 12 months, 1,300 questions split 1,000 general and 300 Texas, 13 lesson chapters and 5 mock forms of 130. It does not cover property and cas…
Your course was written for the old outline. Keep it, remap it, or replace itThe current outline is Pearson publication 124401, effective 1 September 2026. Test your material with five checks: a stated effective date, 13 sectio…