United States
Hong KongTexas Life and Health guide
One exam of 130 questions, no pre-licensing course required, and a first-time pass rate of 57.7% that most study sites do not mention.
Overview
- Questions
- 145
Questions presented
- Time
- 150min
Exam time
- Format
- Multiple choice
Computer-based
- Pass mark
- 70
Scaled score
13 syllabus topicsOpen the published blueprint
| Topic | Syllabus headings | Questions on the paper |
|---|---|---|
| 1. Types of policies (life) | 0 | 15 |
| 2. Policy riders, provisions, options and exclusions (life) | 0 | 15 |
| 3. Completing the application, underwriting and delivering the policy | 0 | 12 |
| 4. Retirement and other insurance concepts | 0 | 8 |
| 5. Types of policies (accident and health) | 0 | 16 |
| 6. Policy provisions, clauses and riders (accident and health) | 0 | 15 |
| 7. Social insurance | 0 | 6 |
| 8. Other insurance concepts | 0 | 5 |
| 9. Field underwriting procedures | 0 | 8 |
| 10. Texas statutes and rules common to life and health insurance | 0 | 14 |
| 11. Texas statutes and rules pertinent to life insurance only | 0 | 6 |
| 12. Texas statutes and rules pertinent to accident and health insurance only | 0 | 7 |
| 13. Texas statutes and rules pertinent to health maintenance organizations | 0 | 3 |
Guide topics
Start hereTexas Life and Health Exam Master Guide 2026Texas eligibility, format, cost, scoring and licensing steps. Free practiceTexas Life and Health: 6 free practice questionsAnswer without an account, check your score and read the explanations.Exam overview
One sitting, 130 questions, 150 minutes - and no published pass mark.
21 articlesExam difficulty
57.7% pass first time, and the published mean sits on the cut.
15 articlesExam topics
Nine general sections and four Texas ones, weighted to the question.
286 articlesStudy plans
How to split your time between the 100 general questions and the 30 Texas ones.
14 articlesPractice tips
Where the near-synonyms are, and how the distractors are built.
16 articlesTexas licensing
Three steps, no pre-licensing course, and the one exemption that exists.
23 articlesCareers and pay
What the licence lets you do, and what comes after it.
12 articlesComparisons
What the pre-licensing schools sell, what it costs, and what you actually need.
18 articlesCommon questions
One question, one answer, no preamble.
20 articles