United States
Hong KongApplying through Sircon after you pass
Apply electronically at Sircon after you pass, never before. The fee is USD 50, non-refundable and non-transferable, and each license type needs its own application and fee. Your fingerprint receipt goes with it. File within one year of passing or the examination has to be retaken.
Sircon is where the license actually happens. Everything before it is qualification. This is the step where TDI is asked to issue something.
It is also the step that most rewards being boring and prompt, because the two ways people lose a pass here are waiting too long and filling the form in wrong.
What the application involves
- Where
- sircon.com/texas, electronically
- When
- After you pass, not before
- Fee
- USD 50
- Refundable
- No, and non-transferable
- Per license type
- A separate application and fee for each
- Attach
- The IdentoGO fingerprint receipt
- Deadline
- Within one year of passing
- Also handles
- Renewals, reinstatements, appointments
Candidates who must pass an examination complete the electronic application after the exam is passed. That sentence is the handbook's and it is doing something useful: there is no point starting an application before you have a result, because the result is what the application is built on.
Get the name right
Pearson warns about this at the reservation stage rather than at the application stage, which is when it matters. Your full legal name, date of birth and Social Security number must be identical to what goes on the license application. If the demographic information you gave Pearson differs from what you file with TDI, the license can be delayed.
So decide once whether you are Michael or Mike, use whichever your Social Security card says, and use it in both places. This is a genuinely stupid way to lose two weeks and it happens constantly.
One application per license
Individuals who want more than one license type submit a separate application and fee for each. Application license fees are non-transferable and non-refundable, so there is no pooling and no crediting an unused one against another.
That is worth planning around if you intend to add property and casualty later. The USD 50 is per license, forever, and each additional license carries its own examination as well. The licenses agents add next sets out the usual sequence.
The one-year clock
The license application must be filed within one year of passing the examination, or the examination has to be retaken. There is no grace period written into anything we hold, and passing again costs another USD 49 and another 150 minutes.
The people this catches are not disorganized. They are the ones being sensible: pass the exam, then wait for the carrier interview, then wait for the offer, then wait for a start date. Every one of those waits is reasonable and together they eat a year.
Our opinion, and it is the practical one on this whole page: apply the week you pass, whatever your job situation looks like. Holding a license you are not yet using costs you nothing, because a license and an appointment are separate things and the appointment is what ties you to a carrier. What appointment means and why it matters explains the split.
What Sircon does after the license
It stays in your life. Renewals go through Sircon, along with Texas Online and the National Insurance Producer Registry for some license types. Reinstating a license expired for less than a year goes through Sircon. Additional company appointments can be filed there or through NIPR. Continuing education credits post there, and the handbook points you at Sircon to check how many you have on record.
So the account you create now is the one you will use for the next twenty years. Use an email address you will still control.
What happens next, and what we cannot tell you
TDI cannot complete processing until the criminal history report arrives from DPS and the FBI. That is the gate, and we hold no published figure for how long it takes. Nothing we hold gives a processing time for the application itself either.
The concession: this page describes the mechanics of a system we have read about rather than used. We hold TDI's licensing page, the candidate handbook, the Insurance Code and TDI's examination report, and none of them is a walkthrough of the Sircon interface. If a screen asks you something this page did not prepare you for, the handbook's contact numbers for TDI agent and adjuster licensing are the right next call.
Common questions
How do you apply for a Texas insurance license?
Electronically at sircon.com/texas, after you pass the examination. The fee is USD 50, the fingerprint receipt from IdentoGO has to be attached, and each license type needs its own application and fee. Application fees are non-refundable and non-transferable.
Can you apply before taking the exam?
No. The handbook is explicit that candidates who must pass an examination complete the electronic application after the exam is passed. Applying first would be applying without the qualification the application depends on.
How long do you have to apply after passing?
One year. File the license application within twelve months of passing or the examination must be retaken, which means paying USD 49 again and sitting another 150-minute paper. Nothing we hold describes a grace period beyond that window.
Is the Texas license application fee refundable?
No. The candidate handbook says application license fees are non-transferable and non-refundable. That applies per license type, so an unused application for one license cannot be credited against another, and abandoning an application does not get the money back.
What else does Sircon handle?
Renewals, reinstatement of a license expired for less than a year, additional company appointments, and your continuing education credit record. The handbook points licensees to Sircon to check how many credits are posted, which makes it a permanent part of holding the license.