Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

Showing 301 to 310 of 352 articles · Page 31 of 36

PIP vs. Health Insurance After a Car AccidentTexas PIP is auto coverage that can pay qualifying accident-related medical expenses and, within limits, lost income or essential-service costs regard…
Does Auto Insurance Cover a Teen Driver?A teen may be covered while driving a family car if the policy’s insured-person and covered-auto terms apply, but you should tell the insurer when the…
Does Auto Insurance Follow the Car or the Driver?Texas auto insurance can follow the covered car for liability when a permitted driver uses it, while personal auto policies may also cover the named i…
Nonowner Auto Insurance for a Driver Without a CarA nonowner auto policy can provide liability coverage for a named driver who regularly borrows or rents vehicles but does not own a car. It may also o…
Does Personal Auto Insurance Cover a Company Car?Sometimes, but do not assume a personal auto policy covers a company car. A vehicle furnished or regularly available to you may fall outside nonowned-…
Does Personal Auto Insurance Cover Food Delivery?Not necessarily. Texas personal auto policies differ: some may cover occasional paid delivery, while others exclude business or delivery driving. App …
Pro Rata vs. Short-Rate Cancellation RefundsA pro rata refund returns the unused time-based portion of premium; a short-rate refund is smaller because the insurer retains a cancellation charge. …
Rental Car Damage Waiver vs. Auto InsuranceA rental-company damage waiver is generally a contract promise to waive or limit what the renter owes for damage or theft; it is not an auto insurance…
Towing and Labor Coverage vs. Rental ReimbursementTowing and labor coverage helps pay for towing or limited roadside labor when a covered auto is disabled, subject to a limit and policy terms. Rental …
Auto Insurance in Mexico vs. CanadaA Texas personal auto policy generally extends coverage into Canada under its terms, but you should confirm the vehicle, drivers, limits, and proof re…