Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

Showing 281 to 290 of 352 articles · Page 29 of 36

Policy Territory: Where Coverage AppliesA policy’s territory defines the places where particular coverage applies. It can differ by coverage part: auto liability, physical damage, homeowners…
Domestic, Foreign, and Alien InsurersDomestic, foreign, and alien classify an insurer by where it is legally organized: in Texas, another U.S. state, or another country. These labels desc…
Insurance Policy Assignment vs. Claim AssignmentAssigning a policy transfers contractual rights and duties to a new policyholder, while assigning a claim transfers a right connected to a loss or pro…
Stock vs. Mutual Insurance CompaniesA stock insurer is owned by its shareholders; a mutual insurer is owned or governed through its policyholder membership under its organizational rules…
TAIPA vs. Standard Texas Auto InsuranceTAIPA is Texas’s assigned-risk plan for eligible applicants who cannot obtain auto liability insurance in the voluntary market; a standard policy is p…
Admitted vs. Nonadmitted Insurers in TexasAn admitted insurer has Texas authority to transact the relevant line under a certificate of authority. A nonadmitted insurer lacks ordinary Texas adm…
Texas Auto Proof of Insurance After a CrashAfter a Texas crash, a driver must provide the required identifying and insurer information, and on request must show evidence of financial responsibi…
Texas Prompt-Payment Law vs. Unfair Claims PracticesTexas prompt-payment rules set deadlines for insurers handling covered claims within the applicable statute, while unfair-claims laws prohibit specifi…
How to File a Texas Insurance ComplaintStart by asking the insurer or regulated professional to explain and review the issue. If it remains unresolved, use TDI’s online Consumer Complaint P…
Texas Personal Lines Agent vs. Insurance UnderwriterA Personal Lines agent solicits, negotiates, or procures insurance within the agent’s Texas license and insurer relationship. An underwriter evaluates…