Exam topics

Property, casualty, contract, and Texas-specific concepts in the published outline.

Showing 81–90 of 280 articles · Page 9 of 28

Replacement-Cost Claim Conditions for a HomeReplacement-cost coverage measures covered repairs or replacement at current cost without subtracting depreciation, subject to policy limits and condi…
The Business-Pursuits Exclusion in Homeowners InsuranceA business-pursuits exclusion commonly restricts personal-liability coverage for bodily injury or property damage arising from an insured’s business a…
Watercraft Liability Under a Homeowners PolicyWatercraft liability under homeowners insurance depends on the form. Texas TDI cautions that homeowners policies generally do not provide boat liabili…
The Inflation-Guard Endorsement in Homeowners InsuranceAn inflation-guard endorsement generally increases a dwelling limit over time by a stated percentage or formula to help account for rising rebuilding …
Texas Insurance Cancellation vs. NonrenewalCancellation ends an insurance policy before its scheduled expiration; nonrenewal lets the current term end but declines to continue coverage for anot…
Assignment of Insurance Policy RightsAn assignment transfers specified contractual rights from one person to another. With insurance, that could mean transferring the policy itself, a rig…
Insurer Duties After Receiving a Property ClaimAfter receiving a covered type of claim, a Texas insurer generally must acknowledge it, begin an investigation, and request information reasonably nee…
Insurance Underwriting Reports and the FCRAThe Fair Credit Reporting Act (FCRA) governs consumer reports used for insurance underwriting when the report and transaction meet the law’s definitio…
Gramm-Leach-Bliley Privacy Rules in InsuranceThe Gramm-Leach-Bliley Act (GLBA) restricts how covered financial institutions handle and share consumers’ nonpublic personal financial information. I…
Texas Unfair Claims Settlement PracticesTexas regulates unfair claim handling through multiple provisions, including Insurance Code §541.060 for specified claims by an insured or beneficiary…