Exam topics

Showing 71–80 of 280 articles · Page 8 of 28

• Homeowners liability vs. medical payments coverageHomeowners personal liability coverage (often Coverage E) can pay covered damages when an insured is legally liable for another person's bodily injury…
• Personal property coverage away from homeA homeowners or renters policy may cover personal property away from the residence premises, including belongings taken on a trip or temporarily kept …
• Financial responsibility after a Texas car crashTexas requires drivers to establish financial responsibility for covered motor vehicles. Most do this with motor vehicle liability insurance at least …
• Water backup exclusions in homeowners insuranceMany homeowners forms exclude or limit damage caused when water or sewage backs up through a sewer or drain or overflows from a sump pump or related e…
• Texas FAIR Plan vs. TWIA coverageThe Texas FAIR Plan Association (TFPA) and the Texas Windstorm Insurance Association (TWIA) are separate residual-market insurers with different purpo…
• Ordinance or law coverage in homeowners insuranceOrdinance or law coverage can help pay certain extra costs required to repair or rebuild covered property to comply with building codes or laws enforc…
• Loss assessment coverage for condo ownersCondo loss assessment coverage may reimburse an insured unit owner for a qualifying special assessment charged by the condominium association after a …
• Texas Property and Casualty Insurance Guaranty AssociationThe Texas Property and Casualty Insurance Guaranty Association (TPCIGA) is a statutory safety net that may pay eligible claims for covered policies is…
• Homeowners Section I vs. Section IIA homeowners policy is commonly organized into Section I, which covers specified property interests, and Section II, which provides certain personal l…
• Homeowners Coverage A vs. Coverage CIn a common ISO-style homeowners policy, Coverage A applies to the dwelling described in the contract, while Coverage C applies to eligible personal p…