Exam topics

Property, casualty, contract, and Texas-specific concepts in the published outline.

Showing 91–100 of 280 articles · Page 10 of 28

Texas Prompt Payment of ClaimsTexas Insurance Code Chapter 542, Subchapter B generally applies to a defined first-party claim that an insurer must pay directly to its insured, poli…
Misrepresentation vs. False Advertising in InsuranceIn Texas insurance law, misrepresentation can involve an inaccurate or misleading statement about a specific policy, its terms, benefits, or legal eff…
Rebating and Prohibited Inducements in Texas InsuranceTexas generally restricts insurers and agents from offering value outside the policy as an inducement to buy insurance, but the governing rule depends…
Unfair Discrimination in Texas Insurance UnderwritingTexas insurance law prohibits more than discrimination based on listed personal characteristics. Chapter 544 separately restricts specified coverage o…
Texas Insurance Commissioner Powers and DutiesThe Texas Commissioner of Insurance is TDI’s chief executive and administrative officer. Insurance Code §31.021 directs the commissioner to administer…
TDI Investigations and Insurance Record ExaminationsTexas law gives TDI several ways to review regulated insurance activity. General investigations under Insurance Code Chapter 81 can examine suspected …
Texas Insurance Enforcement Hearings, Orders, and PenaltiesTexas insurance enforcement depends on the statute governing the alleged violation. As a general framework, Insurance Code Chapter 82 authorizes sanct…
Certificate of Authority for Texas InsurersA Texas certificate of authority is an insurer authorization issued under Insurance Code Chapter 801. It permits the insurer to engage in the business…
Domestic, Foreign, and Alien Insurers in TexasS. state’s law, and alien means organized under another country’s law. These are domicile labels. They do not by themselves say whether the company is…
Stock vs. Mutual Property and Casualty InsurersA stock insurer is owned by shareholders who provide equity capital and may receive dividends if properly declared. A mutual insurer generally has no …