Exam topics
Property, casualty, contract, and Texas-specific concepts in the published outline.
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- Utility Services Interruption CoverageUtility-services interruption coverage can insure a business’s lost income or extra expense when a covered physical loss to utility property interrupt…
- Business Income from Dependent PropertiesBusiness income from dependent properties coverage can protect an insured’s income when covered physical damage at a dependent business disrupts the i…
- Peak Season Endorsement for Commercial PropertyA commercial property peak-season endorsement can increase the limit on covered personal property for specified locations and date ranges when invento…
- Workers’ Compensation vs. Employers’ LiabilityWorkers’ compensation insurance pays benefits required by the applicable workers’ compensation law for a covered employee’s compensable work injury or…
- The Exclusive Remedy Doctrine in Texas Workers’ Compensation001 generally makes workers’ compensation benefits the exclusive remedy against a subscribing employer and its agents or employees for an employee’s w…
- Work-Related vs. Non-Work InjuryFor a Texas workers’ compensation claim, an injury generally must be compensable under the Act: it must arise out of and occur in the course and scope…
- Workers’ Compensation Premium AuditsA workers’ compensation premium audit compares the exposure used to calculate the policy’s estimated premium with the employer’s actual exposure durin…
- Other States Insurance Under a Workers’ Compensation PolicyOther States Insurance is Part Three of the standard workers’ compensation and employers’ liability policy. It may extend statutory coverage to certai…
- Employee vs. Independent Contractor in Texas InsuranceFor Texas workers’ compensation, a true independent contractor generally is not an employee, but contract or tax labels do not settle status. Decision…
- First-Party Cyber Insurance CoverageFirst-party cyber coverage can pay an insured business’s own defined costs after a covered cyber event. Depending on the policy, those costs may inclu…