Exam topics

Showing 141–150 of 280 articles · Page 15 of 28

• Employment Practices Liability Insurance (EPLI)Employment practices liability insurance (EPLI) is a specialized liability coverage designed for claims alleging covered employment-related wrongful a…
• Commercial Flood Insurance and the NFIPCommercial flood insurance protects a business’s building, contents, or both against covered flood damage under the policy’s definition and limits. Th…
• Liquor Liability vs. Host Liquor LiabilityLiquor liability generally addresses liability arising from selling, serving, or furnishing alcohol as part of an alcohol-related business; host liquo…
• The Terrorism Risk Insurance Act (TRIA)The Terrorism Risk Insurance Act (TRIA) created a federal program that shares certain insured terrorism losses with participating insurers after statu…
• Theft vs. Burglary vs. Robbery in InsuranceTheft is a broad everyday term for property taken without authorization, while burglary commonly centers on unlawful entry into a structure and robber…
• Business Income CoinsuranceBusiness income coinsurance is a policy condition that can reduce payment when the insured carries less than the required percentage of the business i…
• Commercial Property Vacancy ConditionsA commercial property vacancy condition can restrict coverage when a building is vacant for the period and in the manner defined by the policy. Standa…
• The CGL Contractual Liability Exclusion and Insured Contract ExceptionA commercial general liability (CGL) contractual-liability exclusion generally restricts coverage for bodily injury or property damage for which an in…
• Civil Authority CoverageCivil authority coverage may pay business income or extra expense when a civil authority prohibits or restricts access to the insured premises because…
• Cyber Liability vs. Funds-Transfer Fraud CoverageCyber liability insurance and funds-transfer fraud coverage address different loss paths. Cyber policies may cover defined first-party incident costs …