Exam topics

Property, casualty, contract, and Texas-specific concepts in the published outline.

Showing 171–180 of 280 articles · Page 18 of 28

Texas Rideshare Insurance Coverage PeriodsTexas Insurance Code Chapter 1954 ties transportation network company (TNC) insurance to the driver’s app status. When the driver is logged on and ava…
Texas Surplus Lines Taxes and Required DisclosuresTexas surplus lines placements involve both a regulated placement process and tax/reporting duties. The Comptroller currently lists the premium tax at…
Texas Windstorm Claim Deadlines for TWIA PolicyholdersFor a TWIA policy, a claimant generally must report property damage within one year of the date of loss. TWIA says it has 60 days after receiving the …
Commercial Package Policy StructureA commercial package policy (CPP) combines two or more commercial coverage parts under a shared policy framework. A typical package has common policy …
Tenant Improvements and Betterments in Commercial Property InsuranceTenant improvements and betterments are alterations, fixtures, installations, or additions a tenant pays for or has an insurable interest in, but that…
Agreed-Value Option in Commercial Property InsuranceAn agreed-value option is a commercial property policy feature that, when properly selected and kept in force, can suspend the coinsurance condition f…
Fire Damage to Rented Premises Under a CGL PolicyDamage to premises rented to you is a limited CGL provision that may cover an insured’s legal liability for fire damage to premises it rents or tempor…
Commercial Property Debris Removal LimitsCommercial property debris-removal coverage can pay eligible costs to remove debris from covered property damaged by a covered cause. The form control…
Loss Frequency vs. Loss Severity in InsuranceLoss frequency describes how often losses occur; loss severity describes how costly or damaging each loss is when it occurs. A risk can have many smal…
Accounts Receivable Coverage for BusinessesAccounts receivable coverage is first-party property coverage that may respond when a covered physical loss damages or destroys billing records and th…