Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

Showing 61 to 70 of 352 articles · Page 7 of 36

DP-2 Dwelling Policy: Broad-Form CoverageDP-2 Broad Form generally adds named perils beyond the basic DP-1 list, such as falling objects, weight of ice or snow, and certain accidental water d…
Texas Auto Insurance Cancellation and NonrenewalCancellation ends a Texas auto policy before its expiration; nonrenewal ends it at expiration. Insurers generally give at least 10 days’ cancellation …
DP-3 Dwelling Policy: Special-Form CoverageDP-3 Special Form commonly gives the dwelling and other structures an open-peril grant, covering direct physical loss unless excluded, while personal …
Texas Automobile Insurance Plan AssociationThe Texas Automobile Insurance Plan Association (TAIPA) is a residual-market option for eligible drivers who cannot obtain auto liability insurance in…
DP-1 vs. DP-2 vs. DP-3 Dwelling PoliciesDP-1 is the basic named-peril form, DP-2 adds named causes, and DP-3 commonly uses open-peril coverage for the dwelling while keeping contents on name…
Texas Property and Casualty Insurance Guaranty AssociationThe Texas Property and Casualty Insurance Guaranty Association (TPCIGA) handles qualifying unpaid claims after a member insurer is determined to be im…
Dwelling Policy vs. Homeowners PolicyA homeowners policy is generally a package for an owner-occupied residence, combining property coverages with personal liability and medical payments.…
Texas Insurance Rate and Form ApprovalTexas regulates insurance rates and policy forms through separate filing systems. Property-casualty rates generally use file-and-use: insurers file ra…
Liquidated Demand in Texas Property InsuranceUnder Texas Insurance Code §862.053, a fire insurance policy covering real property in Texas treats a total loss by fire of insured property as a liqu…
Texas Property and Casualty Insurance DefinitionsProperty and casualty insurance terms describe different parts of a risk and a claim. A peril is the cause of loss; a hazard increases the chance or s…