Personal Lines exam topics

Home, auto, liability, policy language, and Texas rules tested on this exam.

Showing 141 to 150 of 352 articles · Page 15 of 36

Homeowners Jewelry and Valuable-Item LimitsA homeowners policy can cover jewelry while limiting payment for theft to a category cap below the total personal-property limit. The cap may aggregat…
Homeowners Business Property and Business PursuitsA homeowners policy may provide limited coverage for business property, with different caps for items at the residence and away from it. That property…
Homeowners Trees, Shrubs, and Plants CoverageA homeowners policy may cover trees, shrubs, and plants on the residence premises for a limited set of named causes, subject to per-item and aggregate…
Debris Removal After a Home Insurance ClaimHomeowners debris-removal coverage can pay reasonable costs to remove debris from property damaged by a covered peril, subject to the form’s trigger a…
Ordinance or Law Coverage for a HomeOrdinance or law coverage can help with code-required costs after a covered loss, including demolition of an undamaged portion and increased costs to …
Water Backup Coverage vs. Flood InsuranceWater-backup coverage usually addresses water or sewage backing up through a sewer, drain, or sump system, when added by endorsement. Flood insurance …
Condo Loss Assessment CoverageCondo loss-assessment coverage may reimburse an owner’s share of a qualifying assessment for direct damage to property collectively owned by the assoc…
Condo Master Policy vs. HO-6 Unit Owner PolicyA condo master policy insures property or liability the association is responsible for under its governing documents; an HO-6 insures the unit owner’s…
Renters Insurance: Personal Property Away From the ApartmentRenters insurance can cover a tenant’s personal property away from the apartment, subject to the HO-4 form’s covered perils, location limits, special …
Homeowners Liability vs. Medical PaymentsHomeowners personal liability can cover damages an insured is legally obligated to pay for covered bodily injury or property damage, and may provide a…