Exam topics

Property, casualty, contract, and Texas-specific concepts in the published outline.

Showing 231–240 of 280 articles · Page 24 of 28

Flood Zones and Mandatory Flood-Insurance RulesThe federal mandatory-purchase rule generally requires flood insurance for a building located in a Special Flood Hazard Area (SFHA) when it secures a …
Personal Articles FloatersA personal articles floater insures valuable movable property—such as jewelry, art, instruments, or cameras—under item schedules or a class limit, oft…
Crop Insurance vs. Farm-Property InsuranceCrop insurance protects eligible crops or revenue under a specific USDA Risk Management Agency plan, crop, county, and crop-year rules. Farm-property …
Mobile-Home Insurance in TexasMobile-home or manufactured-home insurance may cover the dwelling, personal property, additional living expenses, and liability. TDI says most mobile …
NFIP Building vs. Contents Coverage for HomesNFIP building coverage insures eligible parts of the described structure and certain permanently installed components; contents coverage insures eligi…
CGL Coverage B ExclusionsCGL Coverage B covers only specified personal and advertising injury offenses. Even when an allegation matches the grant, exclusions for knowing viola…
Commercial Ordinance-or-Law CoverageCommercial ordinance-or-law coverage can pay certain costs to demolish undamaged parts of a building and rebuild to current code after a covered physi…
Texas Liquidated Demand for a Total Fire LossTexas Insurance Code §862.053 treats a total loss by fire of insured real property as a liquidated demand for the applicable full amount of the policy…
Admitted vs. Nonadmitted Insurers in TexasAn admitted insurer has Texas authority to write the relevant line. A nonadmitted insurer lacks that certificate but may lawfully insure certain risks…
Monthly Reporting Property FormA monthly-reporting property form covers fluctuating property values through recurring reports under a specified valuation basis, limit, and schedule.…