Exam topics

Showing 221–230 of 280 articles · Page 23 of 28

• Electronic Data Coverage in Commercial Property InsuranceCommercial property insurance may provide limited coverage for electronic data under a special coverage extension or endorsement, often subject to a s…
• CGL Coverage A ExclusionsCGL Coverage A can cover an insured’s legal liability for covered bodily injury or property damage, but common exclusions narrow that grant. Depending…
• Texas Insurance Rates and Policy FormsTexas regulates insurance rates and policy forms through filing and review systems administered by the Texas Department of Insurance (TDI), but proced…
• Dwelling Fire Insurance vs. Homeowners InsuranceA homeowners policy is generally a package for an owner-occupied home: it can combine coverage for the dwelling, personal property, other structures, …
• Installation Floater CoverageAn installation floater is inland-marine property coverage for materials, equipment, and supplies intended for installation, construction, renovation,…
• Transit Coverage for Business PropertyTransit coverage protects specified business property while it is moving between locations, subject to the policy’s covered property, route, conveyanc…
• Ocean Marine vs. Inland Marine InsuranceOcean marine insurance generally addresses property and liability exposures connected with vessels and waterborne transportation, including cargo, hul…
• Equipment Breakdown vs. Mechanical Breakdown CoverageCommercial equipment-breakdown insurance—historically called boiler and machinery coverage—can cover sudden and accidental breakdown of specified boil…
• Earthquake Insurance and Earth-Movement ExclusionsMany standard homeowners policies exclude earthquake or broader earth movement, so damage from shaking, landslide, subsidence, or similar ground movem…
• NFIP Waiting Periods and Coverage LimitsA new National Flood Insurance Program (NFIP) policy generally has a 30-day waiting period before coverage begins, with specific exceptions such as ce…