Life Agent exam topics

The life general-knowledge section and Texas rules tested on the Life Agent exam.

Showing 21–30 of 294 articles · Page 3 of 30

Texas Life Insurance Backdating: The Six-Month RuleTexas generally limits life-policy backdating to six months when the earlier date would rate the insured at a younger age, and uses age nearest birthd…
Texas Credit Life Insurance: Coverage Limits and Policy TermsTexas credit life insurance is term coverage tied to a specific credit transaction. Its initial amount cannot exceed the total debt repayable, and for…
Texas Life Policy Lawsuit Time LimitTexas Insurance Code §1101.053 and 28 TAC §4.619 prohibit a life policy from requiring suit less than two years after a cause of action accrues. This …
Texas Life Insurance Installment Payment TableTexas Insurance Code §1101.012 requires a life insurance policy that provides for proceeds to be paid in installments to include a table showing the a…
Texas Family Group Life Maximum BenefitTexas Insurance Code §1101.013 requires a family group life policy to clearly state the maximum amount payable to the policy’s payee on the death of a…
Texas Group Life Dependent BenefitsFor qualifying federal-employee group term plans, Texas caps spouse coverage at the lesser of $10,000 or half the employee's benefit and minor-child c…
Texas Life and Health Guaranty Association: What It CoversThe Texas Life and Health Insurance Guaranty Association is a statutory safety net that can pay covered claims or continue coverage after a member ins…
Texas Group Life Assignment RightsTexas Insurance Code §1131.006 allows an insured under a group life policy to assign policy and Subchapter C rights, absolutely or as collateral, to a…
Texas Life Policy Reinstatement: The Three-Year RuleUnder 28 TAC §4.611, a life policy with nonforfeiture benefits must provide for reinstatement within three years after premium default, or longer if t…
Texas Group Life Eligibility and EnrollmentTexas group life eligibility depends on the group category. A standard employer policy generally covers at least two employees; a multi-employer or un…