Life Agent exam topics
The life general-knowledge section and Texas rules tested on the Life Agent exam.
Showing 11–20 of 294 articles · Page 2 of 30
- Life Insurance Premium Modes: Annual to MonthlyA premium mode is how often a life insurance premium is due, such as annually, semiannually, quarterly, or monthly. It changes the payment schedule, n…
- Texas Life Claim Payment: Deadlines, Interest, and Disputed ClaimsTexas life insurers generally have 15 days after notice to acknowledge and investigate, 15 business days after required proof to accept or reject, and…
- Texas Accelerated Life Insurance BenefitsA Texas accelerated life insurance benefit lets an insured receive part of a policy’s death benefit while alive after a contract-defined qualifying il…
- Texas Life Policy Assignment vs. Assignment of BenefitsA life policy assignment transfers the rights named in its instrument; an assignment of benefits may transfer only specified proceeds or benefit right…
- Texas Life Policy Loans: §1101.009 RulesTexas Insurance Code §1101.009 requires covered life policies to offer a loan when they are in force, premiums have been paid for at least three full …
- Texas Life Policy Charge and Rate NoticesTexas Insurance Code §§1101.204–.206 requires notices for certain life policies with non-guaranteed charges. A covered discretionary-charge increase n…
- Texas Life Replacement: Agent Duties vs. Insurer DutiesIn a Texas life replacement, the agent must disclose existing policies, give and explain the required notice when replacement is indicated, and leave …
- Texas Group Life Conversion: Rights When Coverage EndsWhen Texas group life ends because an insured leaves eligible employment or membership, the policy generally must let the person apply and pay the fir…
- Texas Life Insurance Settlement at MaturityTexas Insurance Code §1101.055 generally prevents a life policy from settling at maturity for less than its face amount plus dividend additions, less …
- Texas Life Agent Appointment: Do You Need a Carrier Appointment to Sell?Generally, a Texas life license alone does not authorize an agent to sell for a carrier. The insurer must appoint the licensed person. Additional appo…