Life Agent exam topics

The life general-knowledge section and Texas rules tested on the Life Agent exam.

Showing 11–20 of 294 articles · Page 2 of 30

Life Insurance Premium Modes: Annual to MonthlyA premium mode is how often a life insurance premium is due, such as annually, semiannually, quarterly, or monthly. It changes the payment schedule, n…
Texas Life Claim Payment: Deadlines, Interest, and Disputed ClaimsTexas life insurers generally have 15 days after notice to acknowledge and investigate, 15 business days after required proof to accept or reject, and…
Texas Accelerated Life Insurance BenefitsA Texas accelerated life insurance benefit lets an insured receive part of a policy’s death benefit while alive after a contract-defined qualifying il…
Texas Life Policy Assignment vs. Assignment of BenefitsA life policy assignment transfers the rights named in its instrument; an assignment of benefits may transfer only specified proceeds or benefit right…
Texas Life Policy Loans: §1101.009 RulesTexas Insurance Code §1101.009 requires covered life policies to offer a loan when they are in force, premiums have been paid for at least three full …
Texas Life Policy Charge and Rate NoticesTexas Insurance Code §§1101.204–.206 requires notices for certain life policies with non-guaranteed charges. A covered discretionary-charge increase n…
Texas Life Replacement: Agent Duties vs. Insurer DutiesIn a Texas life replacement, the agent must disclose existing policies, give and explain the required notice when replacement is indicated, and leave …
Texas Group Life Conversion: Rights When Coverage EndsWhen Texas group life ends because an insured leaves eligible employment or membership, the policy generally must let the person apply and pay the fir…
Texas Life Insurance Settlement at MaturityTexas Insurance Code §1101.055 generally prevents a life policy from settling at maturity for less than its face amount plus dividend additions, less …
Texas Life Agent Appointment: Do You Need a Carrier Appointment to Sell?Generally, a Texas life license alone does not authorize an agent to sell for a carrier. The insurer must appoint the licensed person. Additional appo…