United States
Hong KongThe NMLS exam, start to finish
The SAFE MLO test every state-licensed mortgage loan originator has to pass, and how to get through it first time.
Overview
- Questions
- 120 multiple choice, 115 of them scored
- Time
- 190 minutes
- Pass mark
- 75% of the scored questions, which is 87 of 115
- Fee
- USD 110 per attempt
- First-time pass rate
- 53%
The five content areas
| Content area | Topics | Questions |
|---|---|---|
| 1. Federal Mortgage Related Laws | 8 | 29 |
| 2. Uniform State Content | 4 | 13 |
| 3. General Mortgage Knowledge | 6 | 24 |
| 4. Mortgage Loan Origination Activities | 8 | 32 |
| 5. Ethics | 5 | 22 |
Every section of the guide
The test, start to finish
What the SAFE MLO test is, what it costs, how you book it and what happens after.
15 articlesDifficulty and preparation time
Why nearly half of first-time candidates fail, and what that actually tells you.
9 articlesThe content outline, area by area
All five areas, and the federal regulations each of them turns on.
61 articlesStudy plans and method
How to prepare around the 20-hour course and a working week.
13 articlesPractice and exam technique
How these questions are built, and why the calculation ones are worth the most.
15 articlesLicensing, state by state
What the test gets you, what your state adds on top, and how sponsorship works.
27 articlesThe job on the other side
What loan originators earn, how they are paid, and what the license is worth.
14 articlesComparisons
Course providers, question banks, and the exams people weigh this one against.
10 articlesShort answers
The questions candidates ask before they book.
16 articles