Exam topics

Showing 31–40 of 280 articles · Page 4 of 28

• Collision vs. other-than-collision coverageCollision coverage generally pays for covered damage to your insured vehicle after a collision, such as an impact or overturn, regardless of who cause…
• Insurance to value in property insuranceInsurance to value means setting property coverage in relation to the value measure the policy uses, commonly the estimated cost to repair or rebuild …
• Additional living expenses in homeowners insuranceAdditional living expenses (ALE), often part of homeowners loss-of-use coverage, can help pay reasonable extra costs when a covered loss damages the h…
• Who is insured under a Personal Auto Policy?A Personal Auto Policy (PAP) may insure the person or people named in the declarations, qualifying resident relatives, and in some situations other pe…
• Scheduled personal property for jewelry and valuablesA homeowners policy may cover personal property but cap payment for categories such as jewelry, art, or other valuables, especially for theft. Schedul…
• Texas uninsured and underinsured motorist coverageTexas insurers must offer uninsured/underinsured motorist (UM/UIM) coverage with an auto liability policy. A named insured may reject it in writing. U…
• Appraisal vs. coverage disputeA property-policy appraisal clause generally helps determine the amount of loss or value of damaged property when the parties disagree. Coverage dispu…
• Renters insurance and the HO-4 policyAn HO-4 is the standard name commonly used for a renters insurance form. It is designed for a tenant’s insurable interests rather than insuring the la…
• Texas Windstorm Insurance and TWIATexas Windstorm Insurance Association (TWIA) is a state-created residual-market insurer for eligible property in a defined Texas coastal catastrophe a…
• Supplementary Payments Under a CGL PolicyIn the representative ISO Commercial General Liability (CGL) Coverage Form CG 00 01, supplementary payments are specified claim-handling and litigatio…