Exam topics

Property, casualty, contract, and Texas-specific concepts in the published outline.

Showing 261–270 of 280 articles · Page 27 of 28

CGL Coverage C: Medical PaymentsCoverage C medical payments under a commercial general liability policy can pay limited medical expenses for certain bodily injuries arising from an a…
Employee Dishonesty vs. Commercial Crime InsuranceEmployee dishonesty coverage insures defined direct losses of money, securities, or other property caused by dishonest acts of covered employees. Comm…
Inland Marine vs. Bailee CoverageInland marine is a broad category of property insurance for movable property, property in transit, and other specialized exposures. Bailee coverage de…
Business Owners Policy vs. Commercial Package PolicyA businessowners policy (BOP) packages property and liability coverages for businesses that meet an insurer’s eligibility rules. A commercial package …
Workers’ Compensation Experience Modification FactorA workers’ compensation experience modification factor, often called an experience mod or e-mod, adjusts an employer’s premium based on its historical…
Texas Workers’ Compensation Waiver of SubrogationA Texas workers’ compensation waiver of subrogation is commonly implemented through the policy’s Texas Waiver of Our Right to Recover from Others endo…
Workers’ Compensation Alternate Employer EndorsementAn alternate employer endorsement can extend a workers’ compensation policy’s protection to a scheduled alternate employer for bodily injury to the na…
Workers’ Compensation Voluntary Compensation EndorsementA voluntary compensation endorsement adds a policy option under which an insurer agrees to provide benefits of a designated workers’ compensation law …
Workers’ Compensation Employers Liability LimitsEmployers liability limits are the Part Two limits in a workers’ compensation and employers liability policy. They commonly appear as a limit for bodi…
Texas Workers’ Compensation Assigned-Risk MarketAn assigned-risk or residual market is a mechanism intended to help employers obtain workers’ compensation insurance when coverage is difficult to sec…