Practice tips

How to work through life insurance and Texas-law questions under exam conditions.

Showing 11–20 of 83 articles · Page 2 of 9

Texas Life Policy Provision Practice QuestionsPolicy-provision questions depend on contract wording and timing. Texas individual life policies generally provide at least a one-month grace period a…
Texas Life Insurance Marketing Practice QuestionsFor Texas life marketing, check whether a message creates a materially false impression, presents a nonguaranteed feature as guaranteed, or offers an …
Texas Group Life and Credit Life Practice QuestionsGroup life covers eligible members under a master policy, with certificates and possible conversion rights when coverage ends. Credit life insures a d…
Texas Annuity Recommendation Practice QuestionsTexas annuity recommendations require relevant consumer information, reasonable care, role and compensation disclosure before recommendation or sale, …
Term Life Practice Questions: Types and FeaturesThis practice set tests how term policies differ by benefit pattern, premium period, return-of-premium feature, renewal right, and conversion right. R…
Joint Life vs. Survivorship Practice QuestionsJoint-life coverage generally pays at the first insured’s death, while survivorship life generally pays after the second insured dies. This set asks y…
Annuity Types and Phases Practice QuestionsClassify an annuity by how it is funded, when income begins, how values are determined, and whether it is accumulating or paying out. This set uses th…
Life Insurance Rider Practice QuestionsA rider changes or adds a policy feature under its own terms. Match the named event or benefit to the rider: disability-related premium relief, future…
Life Insurance Dividends and Nonforfeiture Practice QuestionsPolicy dividends and nonforfeiture options solve different problems. Dividends are policyowner choices for a participating policy’s declared dividend;…
Accelerated Death Benefit Practice QuestionsAn accelerated death benefit can allow an eligible policyowner to receive part of a life policy’s death benefit before the insured dies after a qualif…