Texas Life Agent licensing

Texas application steps, fingerprints, exemptions, temporary authority, and license scope.

Showing 31–40 of 69 articles · Page 4 of 7

Texas Annuity Free-Look Period: New vs. Replacement ContractTexas TDI describes a 20-day free-look period for a new annuity and a 30-day period for an annuity purchased in a replacement transaction. The clock g…
Texas Annuity Insurer Supervision: Reviewing Agent RecommendationsTexas Insurance Code §1115.052 requires each insurer to maintain a supervision system reasonably designed to achieve compliance with annuity best-inte…
Texas Annuity Recommendation: Comparing Reasonably Available OptionsTexas annuity recommendations must rest on a reasonable understanding of the consumer’s profile and the product’s features, benefits, limits, risks, a…
Texas Annuity Recommendation Without Complete Consumer InformationTexas agents should use reasonable diligence to obtain relevant consumer-profile information before recommending an annuity. If a consumer refuses, ex…
Texas Annuity Replacement: Surrender Charges, Lost Benefits, and New TermsBefore recommending an annuity replacement, compare what the consumer gives up with what the new contract offers. Review surrender charges, market val…
Texas Annuity Sale Without an Agent RecommendationA consumer-directed annuity sale occurs when the customer chooses the contract without an agent recommendation. Texas Insurance Code §1115.0516 and TD…
Texas Annuity-Specific CE After Initial CertificationTDI says Texas resident agents must complete eight hours of annuity-specific continuing education each license term after certification. The rule also…
Texas Group Life Eligibility After Leaving an Eligible ClassWhen group life coverage ends because employment or eligible-class membership terminates, Texas Insurance Code §1131.110 provides a conversion right w…
Texas Insurance Administrative Penalty: How TDI Assesses ViolationsTDI may assess an administrative penalty when a person violates the Insurance Code, another insurance law, or a related rule or order. Under Chapter 8…
Texas Insurance Coercion and Boycott: Sales-Pressure ExamplesTexas Insurance Code §541.054 prohibits a boycott, coercion, or intimidation committed through concerted action or agreement that results or tends to …