Texas Life Agent licensing
Texas application steps, fingerprints, exemptions, temporary authority, and license scope.
Showing 31–40 of 69 articles · Page 4 of 7
- Texas Annuity Free-Look Period: New vs. Replacement ContractTexas TDI describes a 20-day free-look period for a new annuity and a 30-day period for an annuity purchased in a replacement transaction. The clock g…
- Texas Annuity Insurer Supervision: Reviewing Agent RecommendationsTexas Insurance Code §1115.052 requires each insurer to maintain a supervision system reasonably designed to achieve compliance with annuity best-inte…
- Texas Annuity Recommendation: Comparing Reasonably Available OptionsTexas annuity recommendations must rest on a reasonable understanding of the consumer’s profile and the product’s features, benefits, limits, risks, a…
- Texas Annuity Recommendation Without Complete Consumer InformationTexas agents should use reasonable diligence to obtain relevant consumer-profile information before recommending an annuity. If a consumer refuses, ex…
- Texas Annuity Replacement: Surrender Charges, Lost Benefits, and New TermsBefore recommending an annuity replacement, compare what the consumer gives up with what the new contract offers. Review surrender charges, market val…
- Texas Annuity Sale Without an Agent RecommendationA consumer-directed annuity sale occurs when the customer chooses the contract without an agent recommendation. Texas Insurance Code §1115.0516 and TD…
- Texas Annuity-Specific CE After Initial CertificationTDI says Texas resident agents must complete eight hours of annuity-specific continuing education each license term after certification. The rule also…
- Texas Group Life Eligibility After Leaving an Eligible ClassWhen group life coverage ends because employment or eligible-class membership terminates, Texas Insurance Code §1131.110 provides a conversion right w…
- Texas Insurance Administrative Penalty: How TDI Assesses ViolationsTDI may assess an administrative penalty when a person violates the Insurance Code, another insurance law, or a related rule or order. Under Chapter 8…
- Texas Insurance Coercion and Boycott: Sales-Pressure ExamplesTexas Insurance Code §541.054 prohibits a boycott, coercion, or intimidation committed through concerted action or agreement that results or tends to …