Texas Life Agent Exam Pass Rate

What Pearson VUE reported

The 2025 annual summary lists 20,772 first-time Life Agent candidates, of whom 9,819 passed, for a reported 47% pass rate. It lists 12,848 repeat candidates, with 4,296 passes, for 33%. Across both groups, 14,115 of 33,620 graded candidates passed, reported as 42%. The published percentages are rounded.

Pass-rate table

What the gap can tell you

The difference between first-time and repeat outcomes is a reason to prepare deliberately before booking. It does not show why any person passed or failed. The table does not separate candidates by study hours, prior insurance work, course use, language comfort, or how many attempts each person made. It also describes 2025 candidates, not the exact mix or difficulty of a future sitting.

The first-time and repeat rows describe separate reported groups, not a matched set of people tracked across attempts. You cannot conclude that one person has a 47% chance on a first sitting or a 33% chance on a retake. The report does not show each candidate’s preparation, prior knowledge, number of attempts, or study method. It reports group outcomes for the year.

Does 47% mean the exam is unfair?

No conclusion about fairness follows from the pass rate alone. A pass rate reflects the tested population and examination, including who chooses to sit, how prepared they are, and how the passing standard is applied. It is useful as context: many candidates do not pass on a first attempt, so treating the exam as a quick vocabulary quiz would be a poor plan. But a population average cannot tell you whether you personally are ready.

A pass rate can reflect multiple things at once: the outline’s scope, who chooses to schedule, how prepared candidates are, and features of the test. The published summary does not isolate those causes. Avoid turning the rate into a claim that the exam is unfair or that a particular course guarantees a better result; the source does not measure those explanations.

Turn the statistic into a readiness plan

Use the official outline to diagnose performance by section. A candidate who scores well on policy types but misses Texas licensing and agent duties has a specific gap to address. Keep a miss log with the tested idea, why your answer was wrong, and what clue should guide you next time. Retest with questions you have not memorized. A repeated score from the same bank may measure recall of answers rather than command of the material.

What this dataset does not measure

Pearson reports pass rates, not an official “difficulty rating.” The statistic does not set a target practice percentage, and it cannot be converted into the scaled passing score. TDI and Pearson use a scaled score; the published pass-rate table shows the proportion of candidates who passed. Those are different measures.

Check that any comparison uses the same exam code and language. InsTX-Life01 is the English Life Agent exam; InsTX-Life21 and General Lines - Life, Accident and Health are separate exams with their own results. Combining their candidate groups would answer a different question. A monthly report also covers a shorter period than an annual summary, so it may contain fewer candidates and shift more sharply from month to month.

Use current sources

The 2025 summary is the latest full-year series in the source cited here. Pearson posts monthly results and later annual summaries on its pass-rates page. If newer figures are available when you read this, prefer them for current candidate-group context. The examination outline itself is effective September 1, 2026.